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As living costs continue to rise, many Singaporeans are looking for ways to manage daily expenses more effectively. The good news is that the government has introduced more support through the 2025 CDC Vouchers and enhanced GST benefits. These schemes are part of ongoing efforts to help households cope with inflation and cushion the impact of the Goods and Services Tax (GST) increase.
Whether you’re a working adult, a parent, a senior citizen or simply managing a household budget, this year’s vouchers and benefits could provide some much-needed financial relief. In this article, we’ll explain how to claim your CDC Vouchers, how the GST benefits work, and share practical tips on how to maximise these schemes for everyday savings.
What Are CDC Vouchers?
CDC Vouchers, short for Community Development Council Vouchers, are digital vouchers distributed by the Singapore government to all Singaporean households. They are meant to support both families and heartland businesses by encouraging spending at participating hawker stalls, neighbourhood shops and supermarkets.
In 2025, each household is eligible to receive a new set of CDC Vouchers, totalling $500. This includes $250 that can be used at heartland merchants and hawkers, and $250 that can be used at major supermarkets. The initiative is part of the enhanced Assurance Package and is funded by the government to offset the rising cost of living.
How to Claim CDC Vouchers 2025
Claiming the vouchers is a straightforward digital process that requires Singpass. Here’s a simple guide:
- Visit the official CDC Vouchers website from 3 January 2025 onwards
- Log in using your Singpass
- Select your household and confirm the claim
- A voucher link will be sent via SMS to your registered mobile number
You can then use this link to access the vouchers, which are in $2, $5 and $10 denominations. Simply scan the merchant’s QR code and select the amount to be used.
Only one member of the household needs to make the claim on behalf of everyone. Once claimed, the vouchers can be shared with other household members through the same link.
Deadline to Claim and Use CDC Vouchers
The deadline to claim your 2025 CDC Vouchers is 31 December 2025. Once claimed, you have until 31 March 2026 to spend them. Any unused vouchers after that date will expire and cannot be refunded or extended, so it’s important to plan your usage early and avoid missing out.
Where Can You Use CDC Vouchers?
The vouchers can be used at thousands of participating merchants and hawkers across Singapore. Look out for the CDC Vouchers decal at the entrance of the shop or stall. Alternatively, you can visit the CDC Vouchers website and use the interactive map to find nearby locations that accept the vouchers.
The supermarket portion of the vouchers can be used at major chains such as FairPrice, Sheng Siong, Giant, and Prime Supermarket. The rest can be used at participating local shops, including bakeries, hair salons, clinics, minimarts, and traditional Chinese medicine halls.
What Are the GST Benefits in 2025?
In addition to CDC Vouchers, the government has rolled out enhanced GST Voucher (GSTV) benefits under the Assurance Package. The GSTV scheme consists of several components, each targeting different groups in society. These include:
Cash Payouts
Eligible adult Singaporeans will receive up to $850 in GSTV cash payments, depending on their income and housing type. The amount will be disbursed in August 2025, directly to your bank account if you’ve registered for PayNow or GovCash.
MediSave Top-Ups
Seniors aged 65 and above will receive a MediSave top-up of $250 to $450, credited into their CPF MediSave account. This helps with healthcare costs and future medical needs.
U-Save Rebates
Households living in HDB flats will continue to receive quarterly U-Save rebates to offset utility bills. In 2025, eligible households will receive up to $760 in total, depending on flat type.
Service and Conservancy Charges (S&CC) Rebates
In addition, eligible households will get 1.5 to 3.5 months of S&CC rebates across the year, helping to ease the burden of town council charges.
Who Is Eligible for GST Benefits?
Eligibility is determined based on your income, the annual value of your home, and other criteria. For example:
- Individuals must be Singapore citizens aged 21 or above
- Annual assessable income must not exceed $34,000
- The property you live in must have an annual value of $21,000 or less
- You must not own more than one property
To check your eligibility, you can log in to the official GSTV website using Singpass.
Tips to Stretch Your Dollar with Vouchers and Benefits
With a bit of planning, you can make the most of these schemes to reduce your monthly expenses and stretch your dollar further. Here are a few practical suggestions:
Plan Your Grocery Runs
Use your supermarket CDC Vouchers during promotional periods or when you bulk-buy items. This way, you maximise discounts while spending less out-of-pocket.
Support Local Businesses
Use the heartland portion of your CDC Vouchers at neighbourhood shops. Many of them offer more competitive prices compared to malls, especially for services like tailoring, food, and household repairs.
Stack Deals and Promotions
Check if participating merchants or supermarkets are offering promotions when you use your CDC Vouchers. Some may offer additional discounts or loyalty points.
Share Vouchers Within the Household
Since vouchers can be accessed by all members of the household through the shared link, coordinate spending to avoid duplication and ensure everyone benefits.
Use Rebates Wisely
If you receive U-Save rebates or S&CC rebates, consider saving the money you would’ve spent on utilities or conservancy fees and redirect it towards other essentials.
Track Deadlines
Set reminders for claiming and using your vouchers. Avoid letting valuable support go to waste due to forgetfulness.
Conclusion
The 2025 CDC Vouchers and GST Benefits are important tools to help Singaporeans navigate a more expensive cost of living. Whether it’s offsetting daily expenses, reducing healthcare costs, or lowering utility bills, these schemes offer real financial relief when used wisely.
Make sure you claim your vouchers on time, check your eligibility for GST benefits, and take advantage of every opportunity to ease your financial burden. Every little bit adds up, and with smart spending, you can make your government support go even further this year.